EMI / Installment

Buy now, pay in easy monthly installments

Don't pay it all at once. Split your purchase into 3 to 36 monthly payments on your credit card through the secure SSLCommerz gateway — instant approval, no paperwork, 30+ banks supported.

How to take EMI in 4 simple steps

The whole process happens during normal checkout — it takes less than a minute.

1

Add product to cart

Choose any product priced ৳5,000 or above and proceed to checkout as usual.

2

Select "Card / SSLCommerz"

On the payment page choose the card option. You will be redirected to the secure SSLCommerz gateway.

3

Pick your bank & EMI tenure

Enter your credit card details, then choose your bank and the number of months (3 to 36) you want to pay over.

4

Confirm & relax

Complete the payment. Your bank splits the amount into fixed monthly installments on your card. Done!

On the payment page

Enter your card — EMI plans appear instantly

On the secure SSLCommerz gateway, type your credit card number and tap “Avail EMI”. Your bank's available tenures show up with the exact monthly amount — just pick one and confirm.

  • Choose from 3, 6, 9, 12, 18 months and more
  • Monthly installment shown before you pay
  • Available banks depend on your card issuer
How to select an EMI plan on the SSLCommerz payment gateway: enter your credit card number, tap Avail EMI, then pick a tenure

Why pay with EMI?

100% Secure

All EMI transactions are processed through the PCI-DSS certified SSLCommerz gateway.

Flexible Tenure

Spread your payment over 3, 6, 9, 12, 18, 24 or 36 months — whichever suits you.

Low Convenience Fee

Transparent convenience fee shown upfront. No hidden charges, no paperwork.

30+ Banks Supported

All major credit card issuing banks in Bangladesh are supported.

EMI Calculator

Enter a product price, pick your bank, and see exactly how much you'll pay each month.

Installment

EMI Facility

Select your preferred bank and tenure to view EMI details

Frequently asked questions

What is EMI?+

EMI (Equated Monthly Installment) lets you buy a product now and pay for it in fixed monthly amounts over a chosen period instead of paying the full price at once.

Do I need a credit card for EMI?+

Yes. EMI is available only on credit cards issued by our 30+ partner banks. Debit cards and mobile wallets are not eligible for EMI.

What is the minimum amount for EMI?+

EMI is available on products priced ৳5,000 or above. Use the calculator on this page to see your monthly installment for any price.

How long does EMI take to set up?+

It is instant. The EMI plan is created automatically by your bank the moment you complete the payment on the SSLCommerz gateway — no separate application or paperwork is needed.

Is there any extra charge?+

A small bank convenience fee applies depending on your selected tenure. The exact fee and total payable amount are shown clearly before you confirm, both in the calculator and on the gateway.

Ready to shop with EMI?

Browse our products and choose EMI at checkout. It's that simple.

Start shopping